Going out and picking out your own health insurance plan can be very difficult if you are not familiar with all the ins and outs of health insurance. Many people go out looking for an individual health insurance plan and have no clue what they should be looking for and then end up purchasing something they later regret. 

To avoid buyers remorse after buying an individual health insurance plan, the best thing to do is get in touch with an independent broker. Independent brokers are free to use and will have your best interest in mind because without you as a customer they won’t have paycheck. Therefore the broker will work hard to make sure you get what you want and at a price that keeps you around. It never hurts to check in with your broker to make sure you are still getting the best price from year to year.

There are several types of individual health insurance plans out there:

•  Major Medical (Affordable Care Act Plans are considered major medical)
• Short Term Health Insurance
• Dental
• Vision
• Life insurance
• Accident
• Critical Illness
• Medicare Supplements 
• Medicare Advantage Plans
• Prescription Drug Plans